Bounty

Financial Partners CU Savings + Checking bonus: is $100 worth it?

What it adds over what your cash earns now, tier by tier. Change the rate to yours.

+$100: more than leaving it at 4.15%
With the bonus1622.22%
Leave it where it is4.15%

Yearly rate on $25 while it's there, bonus included.

The math

Compared with leaving $25 at 4.15%

Bonus
+$100
Interest while it's there
No interest assumed
$0
What it'd earn at home
$25 at 4.15% for 3 mo
$0
Extra
+$100
Works out to 1622.2% a year on that cash, vs 4.15% at home.

Deposit $25 in new money · Get $500 in direct deposits within 60 days · Make several debit card purchases within 60 days. Terms checked Oct 9, 2026.

About this bonus

What it takes

  1. 1Deposit $25 in new money
  2. 2Get $500 in direct deposits within 60 days
  3. 3Make several debit card purchases within 60 days
Ends
No end date listed
Where
California
Monthly fee
None
Keep it open
At least 90 days, or the bonus can be taken back
Cash stays
About 90 days
Bonus paid
Usually within 90 days of finishing

Similar bonuses

The same kind of account, ranked by what each adds at 4.15%.

Questions

Is the Financial Partners CU Savings + Checking bonus worth it?

At 4.15%, about what T-bills or a money market fund pay (as of Oct 12, 2026), the $25 tier adds +$100: the $100 bonus, minus the $0 that cash would have earned in 90 days. At a different rate the answer changes; the calculator on this page works it out for yours.

What are the requirements?

Deposit $25 in new money; get $500 in direct deposits within 60 days; make several debit card purchases within 60 days. Open to residents of California.

When does it end?

No end date is listed. The terms were last checked Oct 9, 2026.