First Financial Bank Eligible personal checking bonus: is the $100 gift card worth it?
What it adds over what your cash earns now, tier by tier. Change the rate to yours.
+$100: more than leaving it at 4.15%
The math
Bonus
+$100
Extra
+$100
Make 10 debit card purchases within 90 days · Get 2 direct deposits of $500+ within 90 days. Terms checked Oct 9, 2026.
About this bonus
What it takes
- 1Make 10 debit card purchases within 90 days
- 2Get 2 direct deposits of $500+ within 90 days
- Ends
- No end date listed
- Where
- Illinois, Indiana, Kentucky, Ohio
- Monthly fee
- None
- Bonus paid
- Usually within 21 days of finishing
- Credit check
- A ChexSystems inquiry (not your credit score)
Similar bonuses
The same kind of account, ranked by what each adds at 4.15%.
Questions
Is the First Financial Bank Eligible personal checking bonus worth it?
It doesn't tie up any cash, so it beats leaving your money where it is: after fees it adds +$100.
What are the requirements?
Make 10 debit card purchases within 90 days; get 2 direct deposits of $500+ within 90 days. Open to residents of Illinois, Indiana, Kentucky, Ohio.
When does it end?
No end date is listed. The terms were last checked Oct 9, 2026.