Bounty

First South Financial CU Savings + Checking with Direct Deposit bonus: is $200 worth it?

What it adds over what your cash earns now, tier by tier. Change the rate to yours.

+$200: more than leaving it at 4.15%

With $0 for 90 days, the tier that adds the most.

Every tier

A smaller tier often wins: less cash away from what it earns now.

  • $0
    $50 bonus · 90 days
    +$50
  • $0Best for you
    $200 bonus · 90 days
    +$200

The math

Bonus
+$200
Extra
+$200

Get $25 in direct deposits. Terms checked Oct 10, 2026.

About this bonus

What it takes

  1. 1Get $25 in direct deposits
Ends
No end date listed
Where
Tennessee
Monthly fee
None
Bonus paid
Usually within 30 days of finishing
Credit check
A hard pull on your credit

Similar bonuses

The same kind of account, ranked by what each adds at 4.15%.

Questions

Is the First South Financial CU Savings + Checking with Direct Deposit bonus worth it?

It doesn't tie up any cash, so it beats leaving your money where it is: after fees it adds +$200.

What are the requirements?

Get $25 in direct deposits. Open to residents of Tennessee.

When does it end?

No end date is listed. The terms were last checked Oct 10, 2026.