Fitzsimons CU Checking bonus: is $100 worth it?
What it adds over what your cash earns now, tier by tier. Change the rate to yours.
+$100: more than leaving it at 4.15%
With the bonus4055.56%
Leave it where it is4.15%
Yearly rate on $5 while it's there, bonus included.
The math
Compared with leaving $5 at 4.15%
Bonus
+$100
Interest while it's there
No interest assumed
$0
What it'd earn at home
$5 at 4.15% for 6 mo
$0
Extra
+$100
Works out to 4055.6% a year on that cash, vs 4.15% at home.
Make 5 debit card purchases. Terms checked Oct 10, 2026.
About this bonus
What it takes
- 1Make 5 debit card purchases
- Ends
- No end date listed
- Where
- Colorado
- Monthly fee
- None
- Keep it open
- At least 180 days, or the bonus can be taken back
- Cash stays
- About 180 days
- Bonus paid
- Usually within 90 days of finishing
Similar bonuses
The same kind of account, ranked by what each adds at 4.15%.
Questions
Is the Fitzsimons CU Checking bonus worth it?
At 4.15%, about what T-bills or a money market fund pay (as of Oct 12, 2026), the $5 tier adds +$100: the $100 bonus, minus the $0 that cash would have earned in 180 days. At a different rate the answer changes; the calculator on this page works it out for yours.
What are the requirements?
Make 5 debit card purchases. Open to residents of Colorado.
When does it end?
No end date is listed. The terms were last checked Oct 10, 2026.