Bounty

Freedom CU New membership via Refer-A-Member bonus: is $200 worth it?

What it adds over what your cash earns now, tier by tier. Change the rate to yours.

+$200: more than leaving it at 4.15%

With $0 for 60 days, the tier that adds the most.

Every tier

A smaller tier often wins: less cash away from what it earns now.

  • $0
    $100 bonus · 60 days
    +$100
  • $0Best for you
    $200 bonus · 60 days
    +$200

The math

Bonus
+$200
Extra
+$200

Get $5 in direct deposits (2+ deposits) within 60 days · Open Primary Savings ($5 to open and maintain) and checking, enroll in eStatements…. Terms checked Oct 9, 2026.

About this bonus

What it takes

  1. 1Get $5 in direct deposits (2+ deposits) within 60 days
  2. 2Open Primary Savings ($5 to open and maintain) and checking, enroll in eStatements…
Ends
No end date listed
Where
Pennsylvania
Pays while it's there
0.1% a year
Monthly fee
None
Bonus paid
Usually within 30 days of finishing

Similar bonuses

The same kind of account, ranked by what each adds at 4.15%.

Questions

Is the Freedom CU New membership via Refer-A-Member bonus worth it?

It doesn't tie up any cash, so it beats leaving your money where it is: after fees it adds +$200.

What are the requirements?

Get $5 in direct deposits (2+ deposits) within 60 days; open Primary Savings ($5 to open and maintain) and checking, enroll in eStatements…. Open to residents of Pennsylvania.

When does it end?

No end date is listed. The terms were last checked Oct 9, 2026.