Bounty

Fulton Bank Simply Checking bonus: is $400 worth it?

What it adds over what your cash earns now, tier by tier. Change the rate to yours.

+$400: more than leaving it at 4.15%

The math

Bonus
+$400
Extra
+$400

Get 2 direct deposits of $500+ within 90 days · Enroll in online statements (eStatements) within 90 days. Terms checked Oct 9, 2026.

About this bonus

What it takes

  1. 1Get 2 direct deposits of $500+ within 90 days
  2. 2Enroll in online statements (eStatements) within 90 days
Ends
Dec 31, 2026
Where
6 states: DE, DC, MD, NJ, PA, VA
Monthly fee
None
Bonus paid
Usually within 42 days of finishing
Credit check
A ChexSystems inquiry (not your credit score)

Similar bonuses

The same kind of account, ranked by what each adds at 4.15%.

Questions

Is the Fulton Bank Simply Checking bonus worth it?

It doesn't tie up any cash, so it beats leaving your money where it is: after fees it adds +$400.

What are the requirements?

Get 2 direct deposits of $500+ within 90 days; enroll in online statements (eStatements) within 90 days. Open to residents of DE, DC, MD, NJ, PA, VA.

When does it end?

The offer ends Dec 31, 2026. The terms were last checked Oct 9, 2026.