Bounty

Gesa CU Smart Checking bonus: is $250 worth it?

What it adds over what your cash earns now, tier by tier. Change the rate to yours.

+$250: more than leaving it at 4.15%

The math

Bonus
+$250
Extra
+$250

Get $250 in direct deposits (2+ deposits) within 75 days · Enroll in eStatements within 60 days of account opening. Terms checked Oct 10, 2026.

About this bonus

What it takes

  1. 1Get $250 in direct deposits (2+ deposits) within 75 days
  2. 2Enroll in eStatements within 60 days of account opening
Ends
No end date listed
Where
Washington, Idaho, Oregon
Pays while it's there
3% a year
Monthly fee
None
Closing early
$20 within 180 days
Bonus paid
Usually within 60 days of finishing

Similar bonuses

The same kind of account, ranked by what each adds at 4.15%.

Questions

Is the Gesa CU Smart Checking bonus worth it?

It doesn't tie up any cash, so it beats leaving your money where it is: after fees it adds +$250.

What are the requirements?

Get $250 in direct deposits (2+ deposits) within 75 days; enroll in eStatements within 60 days of account opening. Open to residents of Washington, Idaho, Oregon.

When does it end?

No end date is listed. The terms were last checked Oct 10, 2026.