Bounty

Holyoke CU SimplyFREE Checking bonus: is $300 worth it?

What it adds over what your cash earns now, tier by tier. Change the rate to yours.

+$300: more than leaving it at 4.15%

The math

Bonus
+$300
Extra
+$300

Get $10 in direct deposits within 60 days · Get 12 direct deposits (any amount) within 365 days · Make 6 debit card purchases within 60 days · Enroll in online banking and receive eStatements. Terms checked Oct 10, 2026.

About this bonus

What it takes

  1. 1Get $10 in direct deposits within 60 days
  2. 2Get 12 direct deposits (any amount) within 365 days
  3. 3Make 6 debit card purchases within 60 days
  4. 4Enroll in online banking and receive eStatements
Ends
No end date listed
Where
Massachusetts
Monthly fee
None
Closing early
$300 within 365 days
Bonus paid
Usually within 30 days of finishing

Similar bonuses

The same kind of account, ranked by what each adds at 4.15%.

Questions

Is the Holyoke CU SimplyFREE Checking bonus worth it?

It doesn't tie up any cash, so it beats leaving your money where it is: after fees it adds +$300.

What are the requirements?

Get $10 in direct deposits within 60 days; get 12 direct deposits (any amount) within 365 days; make 6 debit card purchases within 60 days; enroll in online banking and receive eStatements. Open to residents of Massachusetts.

When does it end?

No end date is listed. The terms were last checked Oct 10, 2026.