Horizon CU Summit, Tether, or Replenish Checking bonus: is $200 worth it?
What it adds over what your cash earns now, tier by tier. Change the rate to yours.
Yearly rate on $250 while it's there, bonus included.
The math
Compared with leaving $250 at 4.15%
Deposit $250 in new money within 7 days · Make 15 debit card purchases within 60 days · Accept eStatements; account open and in good standing 60 days. Terms checked Oct 9, 2026.
About this bonus
What it takes
- 1Deposit $250 in new money within 7 days
- 2Make 15 debit card purchases within 60 days
- 3Accept eStatements; account open and in good standing 60 days
- Ends
- No end date listed
- Where
- Washington, Idaho, Montana, Oregon
- Monthly fee
- None
- Keep it open
- At least 60 days, or the bonus can be taken back
- Cash stays
- About 7 days
- Bonus paid
- Usually within 60 days of finishing
- Credit check
- A hard pull on your credit
Similar bonuses
The same kind of account, ranked by what each adds at 4.15%.
Questions
Is the Horizon CU Summit, Tether, or Replenish Checking bonus worth it?
At 4.15%, about what T-bills or a money market fund pay (as of Oct 12, 2026), the $250 tier adds +$200: the $200 bonus, minus the $0 that cash would have earned in 7 days. At a different rate the answer changes; the calculator on this page works it out for yours.
What are the requirements?
Deposit $250 in new money within 7 days; make 15 debit card purchases within 60 days; accept eStatements; account open and in good standing 60 days. Open to residents of Washington, Idaho, Montana, Oregon.
When does it end?
No end date is listed. The terms were last checked Oct 9, 2026.