Huntington Perks Checking bonus: is $400 worth it?
What it adds over what your cash earns now, tier by tier. Change the rate to yours.
+$400: more than leaving it at 4.15%
The math
Bonus
+$400
Extra
+$400
Get $500 in direct deposits within 90 days · Maintain open account status 90 days. Terms checked Oct 9, 2026.
About this bonus
What it takes
- 1Get $500 in direct deposits within 90 days
- 2Maintain open account status 90 days
- Ends
- Jan 15, 2027
- Where
- 21 states: AL, AR, CO, FL, GA, IL, IN, KY, LA, MI, MN, MS, MO, NC, OH, PA, SC, TN, TX, WV, WI
- Pays while it's there
- 0.02% a year
- Monthly fee
- None
- Keep it open
- At least 90 days, or the bonus can be taken back
- Bonus paid
- Usually within 14 days of finishing
- Credit check
- An Early Warning inquiry (not your credit score)
Similar bonuses
The same kind of account, ranked by what each adds at 4.15%.
Questions
Is the Huntington Perks Checking bonus worth it?
It doesn't tie up any cash, so it beats leaving your money where it is: after fees it adds +$400.
What are the requirements?
Get $500 in direct deposits within 90 days; maintain open account status 90 days. Open to residents of AL, AR, CO, FL, GA, IL, IN, KY, LA, MI, MN, MS, MO, NC, OH, PA, SC, TN, TX, WV, WI.
When does it end?
The offer ends Jan 15, 2027. The terms were last checked Oct 9, 2026.