Bounty
Worth it?

iQ CU Membership: Savings + Checking with debit card + Easy Saver bonus: is $100 worth it?

What it adds over what your cash earns now, tier by tier. Change the rate to yours.

+$100: more than leaving it at 4.15%
With the bonus8111.11%
Leave it where it is4.15%

Yearly rate on $5 while it's there, bonus included.

The math

Compared with leaving $5 at 4.15%

Bonus
+$100
Interest while it's there
0.05% for 3 mo
$0
What it'd earn at home
$5 at 4.15% for 3 mo
$0
Extra
+$100
Works out to 8111.1% a year on that cash, vs 4.15% at home.

Open savings, checking and Easy Savings accounts, obtain and maintain an activated…. Terms checked Oct 10, 2026.

See every bonus ranked like this for you

About this bonus

What it takes

  1. 1Open savings, checking and Easy Savings accounts, obtain and maintain an activated…
Ends
No end date listed
Where
Washington, Oregon
Pays while it's there
0.05% a year
Monthly fee
None
Cash stays
About 90 days
Bonus paid
Usually within 61 days of finishing
Terms checked Oct 10, 2026The bank's offer pageFound via Doctor of Credit

Similar bonuses

The same kind of account, ranked by what each adds at 4.15%.

Questions

Is the iQ CU Membership: Savings + Checking with debit card + Easy Saver bonus worth it?

At 4.15%, about what T-bills or a money market fund pay (as of Oct 12, 2026), the $5 tier adds +$100: the $100 bonus, minus the $0 that cash would have earned in 90 days. At a different rate the answer changes; the calculator on this page works it out for yours.

What are the requirements?

Open savings, checking and Easy Savings accounts, obtain and maintain an activated…. Open to residents of Washington, Oregon.

When does it end?

No end date is listed. The terms were last checked Oct 10, 2026.