KCCU Personal Checking or eChecking bonus: is $500 worth it?
What it adds over what your cash earns now, tier by tier. Change the rate to yours.
+$500: more than leaving it at 4.15%
The math
Bonus
+$500
Extra
+$500
Get 2 direct deposits of $500+ within 60 days · Make 8 debit card purchases within 60 days · Enroll in online banking and eStatements; reference code Checking500. Verified on the bank's page Oct 10, 2026.
About this bonus
What it takes
- 1Get 2 direct deposits of $500+ within 60 days
- 2Make 8 debit card purchases within 60 days
- 3Enroll in online banking and eStatements; reference code Checking500
- Ends
- No end date listed
- Where
- Michigan
- Pays while it's there
- 5.25% a year
- Monthly fee
- None
- Bonus paid
- Usually within 60 days of finishing
Similar bonuses
The same kind of account, ranked by what each adds at 4.15%.
Questions
Is the KCCU Personal Checking or eChecking bonus worth it?
It doesn't tie up any cash, so it beats leaving your money where it is: after fees it adds +$500.
What are the requirements?
Get 2 direct deposits of $500+ within 60 days; make 8 debit card purchases within 60 days; enroll in online banking and eStatements; reference code Checking500. Open to residents of Michigan.
When does it end?
No end date is listed. The terms were last checked Oct 10, 2026.