Bounty

KeyBank Key Select Checking bonus: is $500 worth it?

What it adds over what your cash earns now, tier by tier. Change the rate to yours.

+$500: more than leaving it at 4.15%

The math

Bonus
+$500
Extra
+$500

Get $5,000 in direct deposits within 90 days. Terms checked Oct 9, 2026.

About this bonus

What it takes

  1. 1Get $5,000 in direct deposits within 90 days
Ends
Dec 11, 2026
Where
15 states: AK, CO, CT, ID, IN, MA, ME, MI, NY, OH, OR, PA, UT, VT, WA
Pays while it's there
0.05% a year
Monthly fee
None
Bonus paid
Usually within 60 days of finishing
Credit check
A ChexSystems inquiry (not your credit score)

Similar bonuses

The same kind of account, ranked by what each adds at 4.15%.

Questions

Is the KeyBank Key Select Checking bonus worth it?

It doesn't tie up any cash, so it beats leaving your money where it is: after fees it adds +$500.

What are the requirements?

Get $5,000 in direct deposits within 90 days. Open to residents of AK, CO, CT, ID, IN, MA, ME, MI, NY, OH, OR, PA, UT, VT, WA.

When does it end?

The offer ends Dec 11, 2026. The terms were last checked Oct 9, 2026.