KeyPoint CU Money4Me Checking bonus: is $300 worth it?
What it adds over what your cash earns now, tier by tier. Change the rate to yours.
+$300: more than leaving it at 4.15%
The math
Bonus
+$300
Extra
+$300
Get $10 in direct deposits (6+ deposits) within 60 days · Make 40 debit card purchases. Terms checked Oct 9, 2026.
About this bonus
What it takes
- 1Get $10 in direct deposits (6+ deposits) within 60 days
- 2Make 40 debit card purchases
- Ends
- Dec 31, 2026
- Where
- California
- Monthly fee
- None
- Bonus paid
- Usually within 1500 days of finishing
- Credit check
- A ChexSystems inquiry (not your credit score)
Similar bonuses
The same kind of account, ranked by what each adds at 4.15%.
Questions
Is the KeyPoint CU Money4Me Checking bonus worth it?
It doesn't tie up any cash, so it beats leaving your money where it is: after fees it adds +$300.
What are the requirements?
Get $10 in direct deposits (6+ deposits) within 60 days; make 40 debit card purchases. Open to residents of California.
When does it end?
The offer ends Dec 31, 2026. The terms were last checked Oct 9, 2026.