Lafayette Federal checking bonus: is $200 worth it?
What it adds over what your cash earns now, tier by tier. Change the rate to yours.
+$200: more than leaving it at 4.15%
With $0 for 45 days, the tier that adds the most.
Every tier
A smaller tier often wins: less cash away from what it earns now.
- +$200$0Best for you$200 bonus · 45 days
- +$49$100$50 bonus · 45 days
- +$50$0$50 bonus · 45 days
The math
Bonus
+$200
Extra
+$200
Get $500 in direct deposits within 45 days. Terms checked Oct 9, 2026.
About this bonus
What it takes
- 1Get $500 in direct deposits within 45 days
- Ends
- Dec 31, 2026
- Where
- Maryland, District of Columbia, Virginia
- Pays while it's there
- 0.1% a year
- Monthly fee
- None
- Keep it open
- At least 180 days, or the bonus can be taken back
- Cash stays
- About 45 days
- Bonus paid
- Usually within 60 days of finishing
Similar bonuses
The same kind of account, ranked by what each adds at 4.15%.
Questions
Is the Lafayette Federal checking bonus worth it?
It doesn't tie up any cash, so it beats leaving your money where it is: after fees it adds +$200.
What are the requirements?
Get $500 in direct deposits within 45 days. Open to residents of Maryland, District of Columbia, Virginia.
When does it end?
The offer ends Dec 31, 2026. The terms were last checked Oct 9, 2026.