Magnifi Financial CU Personal checking bonus: is $500 worth it?
What it adds over what your cash earns now, tier by tier. Change the rate to yours.
+$500: more than leaving it at 4.15%
The math
Bonus
+$500
Extra
+$500
Get 4 direct deposits of $750+ · Make 8 debit card purchases. Terms checked Oct 10, 2026.
About this bonus
What it takes
- 1Get 4 direct deposits of $750+
- 2Make 8 debit card purchases
- Ends
- No end date listed
- Where
- Minnesota
- Pays while it's there
- 3.45% a year
- Monthly fee
- None
- Closing early
- $25 within 180 days
- Bonus paid
- Usually within 30 days of finishing
- Credit check
- A ChexSystems inquiry (not your credit score)
Similar bonuses
The same kind of account, ranked by what each adds at 4.15%.
Questions
Is the Magnifi Financial CU Personal checking bonus worth it?
It doesn't tie up any cash, so it beats leaving your money where it is: after fees it adds +$500.
What are the requirements?
Get 4 direct deposits of $750+; make 8 debit card purchases. Open to residents of Minnesota.
When does it end?
No end date is listed. The terms were last checked Oct 10, 2026.