Municipal CU Everyday Hero Checking bonus: is $350 worth it?
What it adds over what your cash earns now, tier by tier. Change the rate to yours.
+$350: more than leaving it at 4.15%
With $0 for 90 days, the tier that adds the most.
Every tier
A smaller tier often wins: less cash away from what it earns now.
- +$150$0$150 bonus · 90 days
- +$250$0$250 bonus · 90 days
- +$350$0Best for you$350 bonus · 90 days
The math
Bonus
+$350
Extra
+$350
Get $3,000 in direct deposits (3+ deposits) within 90 days. Terms checked Oct 9, 2026.
About this bonus
What it takes
- 1Get $3,000 in direct deposits (3+ deposits) within 90 days
- Ends
- Dec 31, 2026
- Where
- New York
- Monthly fee
- None
- Bonus paid
- Usually within 30 days of finishing
- Credit check
- A ChexSystems inquiry (not your credit score)
Similar bonuses
The same kind of account, ranked by what each adds at 4.15%.
Questions
Is the Municipal CU Everyday Hero Checking bonus worth it?
It doesn't tie up any cash, so it beats leaving your money where it is: after fees it adds +$350.
What are the requirements?
Get $3,000 in direct deposits (3+ deposits) within 90 days. Open to residents of New York.
When does it end?
The offer ends Dec 31, 2026. The terms were last checked Oct 9, 2026.