Bounty

Michigan First CU Checking bonus: is $100 worth it?

What it adds over what your cash earns now, tier by tier. Change the rate to yours.

+$100: more than leaving it at 4.15%

The math

Bonus
+$100
Extra
+$100

Get $500 in direct deposits within 60 days · Make 20 debit card purchases within 60 days. Terms checked Oct 10, 2026.

About this bonus

What it takes

  1. 1Get $500 in direct deposits within 60 days
  2. 2Make 20 debit card purchases within 60 days
Ends
No end date listed
Where
Michigan
Monthly fee
None
Bonus paid
Usually within 30 days of finishing

Similar bonuses

The same kind of account, ranked by what each adds at 4.15%.

Questions

Is the Michigan First CU Checking bonus worth it?

It doesn't tie up any cash, so it beats leaving your money where it is: after fees it adds +$100.

What are the requirements?

Get $500 in direct deposits within 60 days; make 20 debit card purchases within 60 days. Open to residents of Michigan.

When does it end?

No end date is listed. The terms were last checked Oct 10, 2026.