MidFirst Bank LiveFree Checking bonus: is $350 worth it?
What it adds over what your cash earns now, tier by tier. Change the rate to yours.
+$350: more than leaving it at 4.15%
The math
Bonus
+$350
Extra
+$350
Get $1,000 in direct deposits within 90 days. Terms checked Oct 9, 2026.
About this bonus
What it takes
- 1Get $1,000 in direct deposits within 90 days
- Ends
- Dec 31, 2026
- Where
- Arizona, Oklahoma, Texas
- Pays while it's there
- 3.5% a year
- Monthly fee
- None
- Keep it open
- At least 90 days, or the bonus can be taken back
- Bonus paid
- Usually within 30 days of finishing
- Credit check
- A ChexSystems inquiry (not your credit score)
Similar bonuses
The same kind of account, ranked by what each adds at 4.15%.
Questions
Is the MidFirst Bank LiveFree Checking bonus worth it?
It doesn't tie up any cash, so it beats leaving your money where it is: after fees it adds +$350.
What are the requirements?
Get $1,000 in direct deposits within 90 days. Open to residents of Arizona, Oklahoma, Texas.
When does it end?
The offer ends Dec 31, 2026. The terms were last checked Oct 9, 2026.