MIDFLORIDA CU Free Checking bonus: is $400 worth it?
What it adds over what your cash earns now, tier by tier. Change the rate to yours.
With $0 for 75 days, the tier that adds the most.
Every tier
A smaller tier often wins: less cash away from what it earns now.
- +$200$0$200 bonus · 75 days
- +$400$0Best for you$400 bonus · 75 days
The math
Get $4,000 in direct deposits within 75 days · Make 20 debit card purchases within 75 days · Accept and open Online Banking, eStatement, and a debit card. Terms checked Oct 9, 2026.
About this bonus
What it takes
- 1Get $4,000 in direct deposits within 75 days
- 2Make 20 debit card purchases within 75 days
- 3Accept and open Online Banking, eStatement, and a debit card
- Ends
- No end date listed
- Where
- Florida
- Monthly fee
- None
- Keep it open
- At least 90 days, or the bonus can be taken back
- Bonus paid
- Usually within 90 days of finishing
Similar bonuses
The same kind of account, ranked by what each adds at 4.15%.
Questions
Is the MIDFLORIDA CU Free Checking bonus worth it?
It doesn't tie up any cash, so it beats leaving your money where it is: after fees it adds +$400.
What are the requirements?
Get $4,000 in direct deposits within 75 days; make 20 debit card purchases within 75 days; accept and open Online Banking, eStatement, and a debit card. Open to residents of Florida.
When does it end?
No end date is listed. The terms were last checked Oct 9, 2026.