Monterra CU Premium Checking bonus: is $150 worth it?
What it adds over what your cash earns now, tier by tier. Change the rate to yours.
+$150: more than leaving it at 4.15%
The math
Bonus
+$150
Extra
+$150
Make 10 debit card purchases within 30 days · Set up a direct deposit within 30 days · Enroll in eStatements. Terms checked Oct 9, 2026.
About this bonus
What it takes
- 1Make 10 debit card purchases within 30 days
- 2Set up a direct deposit within 30 days
- 3Enroll in eStatements
- Ends
- Dec 31, 2026
- Where
- California
- Pays while it's there
- 3.5% a year
- Monthly fee
- None
- Bonus paid
- Usually within 31 days of finishing
Similar bonuses
The same kind of account, ranked by what each adds at 4.15%.
Questions
Is the Monterra CU Premium Checking bonus worth it?
It doesn't tie up any cash, so it beats leaving your money where it is: after fees it adds +$150.
What are the requirements?
Make 10 debit card purchases within 30 days; set up a direct deposit within 30 days; enroll in eStatements. Open to residents of California.
When does it end?
The offer ends Dec 31, 2026. The terms were last checked Oct 9, 2026.