Bounty

MPS CU Savings + Checking via member referral bonus: is $125 worth it?

What it adds over what your cash earns now, tier by tier. Change the rate to yours.

+$125: more than leaving it at 4.15%

The math

Bonus
+$125
Extra
+$125

Get $300 in direct deposits · Option B (instead of DD): open savings + a Share Certificate (CD) · Keep $0 there until day 60. Terms checked Oct 10, 2026.

About this bonus

What it takes

  1. 1Get $300 in direct deposits
  2. 2Option B (instead of DD): open savings + a Share Certificate (CD)
  3. 3Keep $0 there until day 60
Ends
No end date listed
Where
Florida
Pays while it's there
2.25% a year
Monthly fee
None
Keep it open
At least 60 days, or the bonus can be taken back
Bonus paid
Usually within 60 days of finishing

Similar bonuses

The same kind of account, ranked by what each adds at 4.15%.

Questions

Is the MPS CU Savings + Checking via member referral bonus worth it?

It doesn't tie up any cash, so it beats leaving your money where it is: after fees it adds +$125.

What are the requirements?

Get $300 in direct deposits; option B (instead of DD): open savings + a Share Certificate (CD); keep $0 there until day 60. Open to residents of Florida.

When does it end?

No end date is listed. The terms were last checked Oct 10, 2026.