Neighborhood CU Cash Back Checking or High Yield Checking bonus: is $300 worth it?
What it adds over what your cash earns now, tier by tier. Change the rate to yours.
+$300: more than leaving it at 4.15%
The math
Bonus
+$300
Extra
+$300
Get $25 in direct deposits within 90 days · Make 25 debit card purchases within 90 days · Balance of at least $25 at time of payment; minimum opening deposit $25…. Terms checked Oct 9, 2026.
About this bonus
What it takes
- 1Get $25 in direct deposits within 90 days
- 2Make 25 debit card purchases within 90 days
- 3Balance of at least $25 at time of payment; minimum opening deposit $25…
- Ends
- Dec 31, 2026
- Where
- Texas
- Pays while it's there
- 4% a year
- Monthly fee
- None
- Keep it open
- At least 365 days, or the bonus can be taken back
- Bonus paid
- Usually within 120 days of finishing
- Credit check
- A hard pull on your credit
Similar bonuses
The same kind of account, ranked by what each adds at 4.15%.
Questions
Is the Neighborhood CU Cash Back Checking or High Yield Checking bonus worth it?
It doesn't tie up any cash, so it beats leaving your money where it is: after fees it adds +$300.
What are the requirements?
Get $25 in direct deposits within 90 days; make 25 debit card purchases within 90 days; balance of at least $25 at time of payment; minimum opening deposit $25…. Open to residents of Texas.
When does it end?
The offer ends Dec 31, 2026. The terms were last checked Oct 9, 2026.