Newtown Savings Bank Free Checking bonus: is $350 worth it?
What it adds over what your cash earns now, tier by tier. Change the rate to yours.
+$350: more than leaving it at 4.15%
With $0 for 90 days, the tier that adds the most.
Every tier
A smaller tier often wins: less cash away from what it earns now.
- +$150$0$150 bonus · 90 days
- +$350$0Best for you$350 bonus · 90 days
- +$100$0$100 bonus · 90 days
The math
Bonus
+$350
Extra
+$350
Get $25 in direct deposits within 60 days · Balance must not be negative during the 90-day period. Terms checked Oct 10, 2026.
About this bonus
What it takes
- 1Get $25 in direct deposits within 60 days
- 2Balance must not be negative during the 90-day period
- Ends
- No end date listed
- Where
- Connecticut, New York
- Pays while it's there
- 0.2% a year
- Monthly fee
- None
- Keep it open
- At least 90 days, or the bonus can be taken back
- Bonus paid
- Usually within 90 days of finishing
- Credit check
- A ChexSystems inquiry (not your credit score)
Similar bonuses
The same kind of account, ranked by what each adds at 4.15%.
Questions
Is the Newtown Savings Bank Free Checking bonus worth it?
It doesn't tie up any cash, so it beats leaving your money where it is: after fees it adds +$350.
What are the requirements?
Get $25 in direct deposits within 60 days; balance must not be negative during the 90-day period. Open to residents of Connecticut, New York.
When does it end?
No end date is listed. The terms were last checked Oct 10, 2026.