Northwest Student Checking bonus: is $150 worth it?
What it adds over what your cash earns now, tier by tier. Change the rate to yours.
Yearly rate on $25 while it's there, bonus included.
The math
Compared with leaving $25 at 4.15%
Make 7 debit card purchases within 90 days · Deposit $25 in new money within 1 day. Verified on the bank's page Oct 10, 2026.
About this bonus
What it takes
- 1Make 7 debit card purchases within 90 days
- 2Deposit $25 in new money within 1 day
- Ends
- Dec 31, 2026
- Where
- New York, Ohio, Indiana, Pennsylvania
- Monthly fee
- None
- Cash stays
- About 1 day
- Bonus paid
- Usually within 30 days of finishing
Similar bonuses
The same kind of account, ranked by what each adds at 4.15%.
Questions
Is the Northwest Student Checking bonus worth it?
At 4.15%, about what T-bills or a money market fund pay (as of Oct 12, 2026), the $25 tier adds +$150: the $150 bonus, minus the $0 that cash would have earned in 1 day. At a different rate the answer changes; the calculator on this page works it out for yours.
What are the requirements?
Make 7 debit card purchases within 90 days; deposit $25 in new money within 1 day. Open to residents of New York, Ohio, Indiana, Pennsylvania.
When does it end?
The offer ends Dec 31, 2026. The terms were last checked Oct 10, 2026.