Bounty
Worth it?

Numerica CU Bonus Checking bonus: is $300 worth it?

What it adds over what your cash earns now, tier by tier. Change the rate to yours.

+$300: more than leaving it at 4.15%
With the bonus4866.67%
Leave it where it is4.15%

Yearly rate on $25 while it's there, bonus included.

The math

Compared with leaving $25 at 4.15%

Bonus
+$300
Interest while it's there
2% for 3 mo
$0
What it'd earn at home
$25 at 4.15% for 3 mo
$0
Extra
+$300
Works out to 4866.7% a year on that cash, vs 4.15% at home.

Make 12 debit card purchases within 90 days · Receive eStatements during the 2 qualifying cycles. Verified on the bank's page Oct 9, 2026.

See every bonus ranked like this for you

About this bonus

What it takes

  1. 1Make 12 debit card purchases within 90 days
  2. 2Receive eStatements during the 2 qualifying cycles
Ends
No end date listed
Where
Washington, Idaho
Pays while it's there
2% a year
Monthly fee
None
Cash stays
About 90 days
Bonus paid
Usually within 30 days of finishing
Verified on the bank's page Oct 9, 2026The bank's offer pageFound via Doctor of Credit

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Questions

Is the Numerica CU Bonus Checking bonus worth it?

At 4.15%, about what T-bills or a money market fund pay (as of Oct 12, 2026), the $25 tier adds +$300: the $300 bonus, minus the $0 that cash would have earned in 90 days. At a different rate the answer changes; the calculator on this page works it out for yours.

What are the requirements?

Make 12 debit card purchases within 90 days; receive eStatements during the 2 qualifying cycles. Open to residents of Washington, Idaho.

When does it end?

No end date is listed. The terms were last checked Oct 9, 2026.