Old Second National Bank Personal checking + Money Builder Savings bonus: is $150 worth it?
What it adds over what your cash earns now, tier by tier. Change the rate to yours.
With $0 for 90 days, the tier that adds the most.
Every tier
A smaller tier often wins: less cash away from what it earns now.
- +$49$50$50 bonus · 90 days
- +$100$0Best for you$100 bonus · 90 days
- +$100$5,000$150 bonus · 90 days
The math
Apply for, receive and activate debit card and enroll in eStatements within 90 days… · Get $500 in direct deposits (2+ deposits) within 90 days. Terms checked Oct 9, 2026.
About this bonus
What it takes
- 1Apply for, receive and activate debit card and enroll in eStatements within 90 days…
- 2Get $500 in direct deposits (2+ deposits) within 90 days
- Ends
- Dec 31, 2026
- Where
- Illinois
- Pays while it's there
- 0.05% a year
- Monthly fee
- None
- Closing early
- $50 within 180 days
- Cash stays
- About 90 days
- Bonus paid
- Usually within 10 days of finishing
Similar bonuses
The same kind of account, ranked by what each adds at 4.15%.
Questions
Is the Old Second National Bank Personal checking + Money Builder Savings bonus worth it?
It doesn't tie up any cash, so it beats leaving your money where it is: after fees it adds +$100.
What are the requirements?
Apply for, receive and activate debit card and enroll in eStatements within 90 days…; get $500 in direct deposits (2+ deposits) within 90 days. Open to residents of Illinois.
When does it end?
The offer ends Dec 31, 2026. The terms were last checked Oct 9, 2026.