On Tap CU Checking bonus: is $150 worth it?
What it adds over what your cash earns now, tier by tier. Change the rate to yours.
+$150: more than leaving it at 4.15%
The math
Bonus
+$150
Extra
+$150
Get 6 direct deposits of $500+ within 180 days · Make 10 debit card purchases within 60 days · Account must remain open and in good standing for 6 months. Terms checked Oct 10, 2026.
About this bonus
What it takes
- 1Get 6 direct deposits of $500+ within 180 days
- 2Make 10 debit card purchases within 60 days
- 3Account must remain open and in good standing for 6 months
- Ends
- Oct 31, 2026
- Where
- Colorado
- Monthly fee
- None
- Closing early
- $5 within 180 days
- Bonus paid
- Usually within 30 days of finishing
Similar bonuses
The same kind of account, ranked by what each adds at 4.15%.
Questions
Is the On Tap CU Checking bonus worth it?
It doesn't tie up any cash, so it beats leaving your money where it is: after fees it adds +$150.
What are the requirements?
Get 6 direct deposits of $500+ within 180 days; make 10 debit card purchases within 60 days; account must remain open and in good standing for 6 months. Open to residents of Colorado.
When does it end?
The offer ends Oct 31, 2026. The terms were last checked Oct 10, 2026.