OnPath FCU Personal or business checking bonus: is the $150 gift card worth it?
What it adds over what your cash earns now, tier by tier. Change the rate to yours.
+$150: more than leaving it at 4.15%
The math
Bonus
+$150
Extra
+$150
Make 15 debit card purchases within 60 days · Get $250 in direct deposits within 60 days. Terms checked Oct 10, 2026.
About this bonus
What it takes
- 1Make 15 debit card purchases within 60 days
- 2Get $250 in direct deposits within 60 days
- Ends
- No end date listed
- Where
- Nationwide
- Pays while it's there
- 6% a year
- Monthly fee
- None
- Bonus paid
- Usually within 42 days of finishing
- Credit check
- A ChexSystems inquiry (not your credit score)
Similar bonuses
The same kind of account, ranked by what each adds at 4.15%.
Questions
Is the OnPath FCU Personal or business checking bonus worth it?
It doesn't tie up any cash, so it beats leaving your money where it is: after fees it adds +$150.
What are the requirements?
Make 15 debit card purchases within 60 days; get $250 in direct deposits within 60 days. Open nationwide.
When does it end?
No end date is listed. The terms were last checked Oct 10, 2026.