Bounty
Worth it?

PECU ATX Flex Rewards Checking bonus: is $200 worth it?

What it adds over what your cash earns now, tier by tier. Change the rate to yours.

+$200: more than leaving it at 4.15%
With the bonus2433.33%
Leave it where it is4.15%

Yearly rate on $50 while it's there, bonus included.

The math

Compared with leaving $50 at 4.15%

Bonus
+$200
Interest while it's there
6% for 2 mo
$0
What it'd earn at home
$50 at 4.15% for 2 mo
$0
Extra
+$200
Works out to 2433.3% a year on that cash, vs 4.15% at home.

Make 5 debit card purchases within 60 days · Deposit $50 in new money within 60 days · Open PECU savings with $10 ($5 membership shares + $5 membership fee) and register for…. Terms checked Oct 9, 2026.

See every bonus ranked like this for you

About this bonus

What it takes

  1. 1Make 5 debit card purchases within 60 days
  2. 2Deposit $50 in new money within 60 days
  3. 3Open PECU savings with $10 ($5 membership shares + $5 membership fee) and register for…
Ends
No end date listed
Where
Texas
Pays while it's there
6% a year
Monthly fee
None
Closing early
$50 within 365 days
Cash stays
About 60 days
Bonus paid
Usually within 60 days of finishing
Credit check
A ChexSystems inquiry (not your credit score)
Terms checked Oct 9, 2026The bank's offer pageTermsFound via Doctor of Credit

Similar bonuses

The same kind of account, ranked by what each adds at 4.15%.

Questions

Is the PECU ATX Flex Rewards Checking bonus worth it?

At 4.15%, about what T-bills or a money market fund pay (as of Oct 12, 2026), the $50 tier adds +$200: the $200 bonus, minus the $0 that cash would have earned in 60 days. At a different rate the answer changes; the calculator on this page works it out for yours.

What are the requirements?

Make 5 debit card purchases within 60 days; deposit $50 in new money within 60 days; open PECU savings with $10 ($5 membership shares + $5 membership fee) and register for…. Open to residents of Texas.

When does it end?

No end date is listed. The terms were last checked Oct 9, 2026.