Picatinny FCU Basic Checking bonus: is $250 worth it?
What it adds over what your cash earns now, tier by tier. Change the rate to yours.
Yearly rate on $5 while it's there, bonus included.
The math
Compared with leaving $5 at 4.15%
Get $500 in direct deposits within 60 days · Deposit $5 in new money within 1 day. Terms checked Oct 9, 2026.
About this bonus
What it takes
- 1Get $500 in direct deposits within 60 days
- 2Deposit $5 in new money within 1 day
- Ends
- No end date listed
- Where
- New Jersey
- Monthly fee
- None
- Keep it open
- At least 180 days, or the bonus can be taken back
- Cash stays
- About 1 day
- Bonus paid
- Usually within 90 days of finishing
- Credit check
- A ChexSystems inquiry (not your credit score)
Similar bonuses
The same kind of account, ranked by what each adds at 4.15%.
Questions
Is the Picatinny FCU Basic Checking bonus worth it?
At 4.15%, about what T-bills or a money market fund pay (as of Oct 12, 2026), the $5 tier adds +$250: the $250 bonus, minus the $0 that cash would have earned in 1 day. At a different rate the answer changes; the calculator on this page works it out for yours.
What are the requirements?
Get $500 in direct deposits within 60 days; deposit $5 in new money within 1 day. Open to residents of New Jersey.
When does it end?
No end date is listed. The terms were last checked Oct 9, 2026.