Pittsfield Cooperative Bank Interest Checking bonus: is $750 worth it?
What it adds over what your cash earns now, tier by tier. Change the rate to yours.
With $500 for 1 day, the tier that adds the most.
Yearly rate on $500 while it's there, bonus included.
Every tier
A smaller tier often wins: less cash away from what it earns now.
- +$500$500$500 bonus · 1 day
- +$750$500Best for you$750 bonus · 1 day
The math
Compared with leaving $500 at 4.15%
Deposit $500 in new money within 1 day · Get 6 direct deposits of $500+ within 180 days · Make 25 debit card purchases · Sign up for Mastercard debit card and uChoose Rewards account. Terms checked Oct 9, 2026.
About this bonus
What it takes
- 1Deposit $500 in new money within 1 day
- 2Get 6 direct deposits of $500+ within 180 days
- 3Make 25 debit card purchases
- 4Sign up for Mastercard debit card and uChoose Rewards account
- Ends
- No end date listed
- Where
- Massachusetts
- Pays while it's there
- 2% a year
- Monthly fee
- None
- Cash stays
- About 1 day
- Bonus paid
- Usually within 180 days of finishing
- Credit check
- A ChexSystems inquiry (not your credit score)
Similar bonuses
The same kind of account, ranked by what each adds at 4.15%.
Questions
Is the Pittsfield Cooperative Bank Interest Checking bonus worth it?
At 4.15%, about what T-bills or a money market fund pay (as of Oct 12, 2026), the $500 tier adds +$750: the $750 bonus, minus the $0 that cash would have earned in 1 day. The $500 tier adds +$500. At a different rate the answer changes; the calculator on this page works it out for yours.
What are the requirements?
Deposit $500 in new money within 1 day; get 6 direct deposits of $500+ within 180 days; make 25 debit card purchases; sign up for Mastercard debit card and uChoose Rewards account. Open to residents of Massachusetts.
When does it end?
No end date is listed. The terms were last checked Oct 9, 2026.