Bounty

Proponent FCU Membership Savings + Checking or Savings bonus: is $150 worth it?

What it adds over what your cash earns now, tier by tier. Change the rate to yours.

+$150: more than leaving it at 4.15%

The math

Bonus
+$150
Extra
+$150

Get $250 in direct deposits within 60 days · Membership Savings with $5 opening deposit required…. Terms checked Oct 10, 2026.

About this bonus

What it takes

  1. 1Get $250 in direct deposits within 60 days
  2. 2Membership Savings with $5 opening deposit required…
Ends
Dec 30, 2026
Where
New Jersey
Monthly fee
None
Bonus paid
Usually within 90 days of finishing

Similar bonuses

The same kind of account, ranked by what each adds at 4.15%.

Questions

Is the Proponent FCU Membership Savings + Checking or Savings bonus worth it?

It doesn't tie up any cash, so it beats leaving your money where it is: after fees it adds +$150.

What are the requirements?

Get $250 in direct deposits within 60 days; membership Savings with $5 opening deposit required…. Open to residents of New Jersey.

When does it end?

The offer ends Dec 30, 2026. The terms were last checked Oct 10, 2026.