PSECU Teen Banking account with checking and debit card bonus: is $100 worth it?
What it adds over what your cash earns now, tier by tier. Change the rate to yours.
Yearly rate on $5 while it's there, bonus included.
The math
Compared with leaving $5 at 4.15%
Make 5 debit card purchases within 60 days · Sign up for and log into digital banking (online or mobile). Verified on the bank's page Oct 10, 2026.
About this bonus
What it takes
- 1Make 5 debit card purchases within 60 days
- 2Sign up for and log into digital banking (online or mobile)
- Ends
- Dec 31, 2026
- Where
- Nationwide
- Pays while it's there
- 4% a year
- Monthly fee
- None
- Cash stays
- About 90 days
- Bonus paid
- Usually within 60 days of finishing
- Credit check
- A ChexSystems inquiry (not your credit score)
Similar bonuses
The same kind of account, ranked by what each adds at 4.15%.
Questions
Is the PSECU Teen Banking account with checking and debit card bonus worth it?
At 4.15%, about what T-bills or a money market fund pay (as of Oct 12, 2026), the $5 tier adds +$100: the $100 bonus, minus the $0 that cash would have earned in 90 days. At a different rate the answer changes; the calculator on this page works it out for yours.
What are the requirements?
Make 5 debit card purchases within 60 days; sign up for and log into digital banking (online or mobile). Open nationwide.
When does it end?
The offer ends Dec 31, 2026. The terms were last checked Oct 10, 2026.