Bounty
Worth it?

Reliant Community FCU Checking bonus: is $150 worth it?

What it adds over what your cash earns now, tier by tier. Change the rate to yours.

+$149: more than leaving it at 4.15%
With the bonus608.33%
Leave it where it is4.15%

Yearly rate on $100 while it's there, bonus included.

The math

Compared with leaving $100 at 4.15%

Bonus
+$150
Interest while it's there
No interest assumed
$0
What it'd earn at home
$100 at 4.15% for 3 mo
−$1
Extra
+$149
Works out to 608.3% a year on that cash, vs 4.15% at home.

Average $100 from day 1 to day 90 · Set up a direct deposit · Sign up for online banking and e-statements. Terms checked Oct 9, 2026.

See every bonus ranked like this for you

About this bonus

What it takes

  1. 1Average $100 from day 1 to day 90
  2. 2Set up a direct deposit
  3. 3Sign up for online banking and e-statements
Ends
Dec 31, 2026
Where
New York
Monthly fee
None
Cash stays
About 90 days
Bonus paid
Usually within 100 days of finishing
Terms checked Oct 9, 2026The bank's offer pageFound via Doctor of Credit

Similar bonuses

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Questions

Is the Reliant Community FCU Checking bonus worth it?

At 4.15%, about what T-bills or a money market fund pay (as of Oct 12, 2026), the $100 tier adds +$149: the $150 bonus, minus the $1 that cash would have earned in 90 days. At a different rate the answer changes; the calculator on this page works it out for yours.

What are the requirements?

Average $100 from day 1 to day 90; set up a direct deposit; sign up for online banking and e-statements. Open to residents of New York.

When does it end?

The offer ends Dec 31, 2026. The terms were last checked Oct 9, 2026.