Republic Bank Checking bonus: is $400 worth it?
What it adds over what your cash earns now, tier by tier. Change the rate to yours.
+$400: more than leaving it at 4.15%
The math
Bonus
+$400
Extra
+$400
Get — in direct deposits (3+ deposits) within 90 days · Make 10 debit card purchases within 90 days. Terms checked Oct 9, 2026.
About this bonus
What it takes
- 1Get — in direct deposits (3+ deposits) within 90 days
- 2Make 10 debit card purchases within 90 days
- Ends
- Dec 31, 2026
- Where
- 5 states: FL, IN, KY, OH, TN
- Monthly fee
- None
- Bonus paid
- Usually within 30 days of finishing
Similar bonuses
The same kind of account, ranked by what each adds at 4.15%.
Questions
Is the Republic Bank Checking bonus worth it?
It doesn't tie up any cash, so it beats leaving your money where it is: after fees it adds +$400.
What are the requirements?
Get — in direct deposits (3+ deposits) within 90 days; make 10 debit card purchases within 90 days. Open to residents of FL, IN, KY, OH, TN.
When does it end?
The offer ends Dec 31, 2026. The terms were last checked Oct 9, 2026.