Republic Bank of Chicago Student Checking bonus: is $100 worth it?
What it adds over what your cash earns now, tier by tier. Change the rate to yours.
With $25 for 180 days, the tier that adds the most.
Yearly rate on $25 while it's there, bonus included.
Every tier
A smaller tier often wins: less cash away from what it earns now.
- +$49$25$50 bonus · 180 days
- +$99$25Best for you$100 bonus · 180 days
The math
Compared with leaving $25 at 4.15%
Make 10 debit card purchases within 60 days · Open Statement Savings at the same time as Student Checking for the extra $50. Verified on the bank's page Oct 10, 2026.
About this bonus
What it takes
- 1Make 10 debit card purchases within 60 days
- 2Open Statement Savings at the same time as Student Checking for the extra $50
- Ends
- No end date listed
- Where
- Illinois
- Monthly fee
- None
- Keep it open
- At least 180 days, or the bonus can be taken back
- Cash stays
- About 180 days
- Bonus paid
- Usually within 126 days of finishing
Similar bonuses
The same kind of account, ranked by what each adds at 4.15%.
Questions
Is the Republic Bank of Chicago Student Checking bonus worth it?
At 4.15%, about what T-bills or a money market fund pay (as of Oct 12, 2026), the $25 tier adds +$99: the $100 bonus, minus the $1 that cash would have earned in 180 days. The $25 tier adds +$49. At a different rate the answer changes; the calculator on this page works it out for yours.
What are the requirements?
Make 10 debit card purchases within 60 days; open Statement Savings at the same time as Student Checking for the extra $50. Open to residents of Illinois.
When does it end?
No end date is listed. The terms were last checked Oct 10, 2026.