Safe 1 CU Free Checking bonus: is $200 worth it?
What it adds over what your cash earns now, tier by tier. Change the rate to yours.
+$200: more than leaving it at 4.15%
The math
Bonus
+$200
Extra
+$200
Make 10 debit card purchases within 60 days · Get 2 direct deposits of $500+ within 60 days · Have or open regular share savings with $5 minimum; enroll in eDocuments; open online. Terms checked Oct 9, 2026.
About this bonus
What it takes
- 1Make 10 debit card purchases within 60 days
- 2Get 2 direct deposits of $500+ within 60 days
- 3Have or open regular share savings with $5 minimum; enroll in eDocuments; open online
- Ends
- No end date listed
- Where
- California
- Pays while it's there
- 0.05% a year
- Monthly fee
- None
- Closing early
- $5 within 90 days
- Bonus paid
- Usually within 60 days of finishing
Similar bonuses
The same kind of account, ranked by what each adds at 4.15%.
Questions
Is the Safe 1 CU Free Checking bonus worth it?
It doesn't tie up any cash, so it beats leaving your money where it is: after fees it adds +$200.
What are the requirements?
Make 10 debit card purchases within 60 days; get 2 direct deposits of $500+ within 60 days; have or open regular share savings with $5 minimum; enroll in eDocuments; open online. Open to residents of California.
When does it end?
No end date is listed. The terms were last checked Oct 9, 2026.