Bounty

Salal CU Consumer checking bonus: is the $100 gift card worth it?

What it adds over what your cash earns now, tier by tier. Change the rate to yours.

+$98: more than leaving it at 4.15%
With the bonus243.33%
Leave it where it is4.15%

Yearly rate on $250 while it's there, bonus included.

The math

Compared with leaving $250 at 4.15%

Bonus
+$100
Interest while it's there
No interest assumed
$0
What it'd earn at home
$250 at 4.15% for 2 mo
−$2
Extra
+$98
Works out to 243.3% a year on that cash, vs 4.15% at home.

Deposit $250 in new money within 60 days · Complete 10 transactions (type not restricted to debit card in terms) within 60 days. Terms checked Oct 10, 2026.

About this bonus

What it takes

  1. 1Deposit $250 in new money within 60 days
  2. 2Complete 10 transactions (type not restricted to debit card in terms) within 60 days
Ends
No end date listed
Where
Washington
Monthly fee
None
Closing early
$10 within 90 days
Cash stays
About 60 days
Bonus paid
Usually within 7 days of finishing
Credit check
A ChexSystems inquiry (not your credit score)

Similar bonuses

The same kind of account, ranked by what each adds at 4.15%.

Questions

Is the Salal CU Consumer checking bonus worth it?

At 4.15%, about what T-bills or a money market fund pay (as of Oct 12, 2026), the $250 tier adds +$98: the $100 bonus, minus the $2 that cash would have earned in 60 days. At a different rate the answer changes; the calculator on this page works it out for yours.

What are the requirements?

Deposit $250 in new money within 60 days; complete 10 transactions (type not restricted to debit card in terms) within 60 days. Open to residents of Washington.

When does it end?

No end date is listed. The terms were last checked Oct 10, 2026.