SECU Total Checking & Rewards bonus: is $350 worth it?
What it adds over what your cash earns now, tier by tier. Change the rate to yours.
+$350: more than leaving it at 4.15%
The math
Bonus
+$350
Extra
+$350
Get — in direct deposits (2+ deposits) within 90 days · Set up e-statements. Terms checked Oct 9, 2026.
About this bonus
What it takes
- 1Get — in direct deposits (2+ deposits) within 90 days
- 2Set up e-statements
- Ends
- Dec 31, 2026
- Where
- 6 states: MD, DC, DE, PA, VA, WV
- Pays while it's there
- 0.05% a year
- Monthly fee
- None
- Bonus paid
- Usually within 60 days of finishing
- Credit check
- A ChexSystems inquiry (not your credit score)
Similar bonuses
The same kind of account, ranked by what each adds at 4.15%.
Questions
Is the SECU Total Checking & Rewards bonus worth it?
It doesn't tie up any cash, so it beats leaving your money where it is: after fees it adds +$350.
What are the requirements?
Get — in direct deposits (2+ deposits) within 90 days; set up e-statements. Open to residents of MD, DC, DE, PA, VA, WV.
When does it end?
The offer ends Dec 31, 2026. The terms were last checked Oct 9, 2026.