SkyPoint FCU Checking bonus: is $100 worth it?
What it adds over what your cash earns now, tier by tier. Change the rate to yours.
+$100: more than leaving it at 4.15%
With the bonus730000%
Leave it where it is4.15%
Yearly rate on $5 while it's there, bonus included.
The math
Compared with leaving $5 at 4.15%
Bonus
+$100
Interest while it's there
No interest assumed
$0
What it'd earn at home
$5 at 4.15% for 1 day
$0
Extra
+$100
Works out to 730000% a year on that cash, vs 4.15% at home.
Deposit $5 in new money within 1 day. Terms checked Oct 10, 2026.
About this bonus
What it takes
- 1Deposit $5 in new money within 1 day
- Ends
- No end date listed
- Where
- Virginia, Maryland, District of Columbia
- Monthly fee
- None
- Closing early
- $100 within 180 days
- Cash stays
- About 1 day
- Bonus paid
- Usually within 30 days of finishing
Similar bonuses
The same kind of account, ranked by what each adds at 4.15%.
Questions
Is the SkyPoint FCU Checking bonus worth it?
At 4.15%, about what T-bills or a money market fund pay (as of Oct 12, 2026), the $5 tier adds +$100: the $100 bonus, minus the $0 that cash would have earned in 1 day. At a different rate the answer changes; the calculator on this page works it out for yours.
What are the requirements?
Deposit $5 in new money within 1 day. Open to residents of Virginia, Maryland, District of Columbia.
When does it end?
No end date is listed. The terms were last checked Oct 10, 2026.