SouthState personal checking bonus: is $300 worth it?
What it adds over what your cash earns now, tier by tier. Change the rate to yours.
+$300: more than leaving it at 4.15%
The math
Bonus
+$300
Extra
+$300
Make 15 debit card purchases within 60 days · Get $250 in direct deposits within 60 days · Option B (alternative to DD): one or more preauthorized automatic drafts of at least $25. Terms checked Oct 9, 2026.
About this bonus
What it takes
- 1Make 15 debit card purchases within 60 days
- 2Get $250 in direct deposits within 60 days
- 3Option B (alternative to DD): one or more preauthorized automatic drafts of at least $25
- Ends
- No end date listed
- Where
- 8 states: AL, CO, FL, GA, NC, SC, TX, VA
- Monthly fee
- None
- Closing early
- $25 within 90 days
- Bonus paid
- Usually within 3 days of finishing
- Credit check
- A ChexSystems inquiry (not your credit score)
Similar bonuses
The same kind of account, ranked by what each adds at 4.15%.
Questions
Is the SouthState personal checking bonus worth it?
It doesn't tie up any cash, so it beats leaving your money where it is: after fees it adds +$300.
What are the requirements?
Make 15 debit card purchases within 60 days; get $250 in direct deposits within 60 days; option B (alternative to DD): one or more preauthorized automatic drafts of at least $25. Open to residents of AL, CO, FL, GA, NC, SC, TX, VA.
When does it end?
No end date is listed. The terms were last checked Oct 9, 2026.