Bounty

St. Mary's Bank Personal Checking bonus: is $300 worth it?

What it adds over what your cash earns now, tier by tier. Change the rate to yours.

+$300: more than leaving it at 4.15%

The math

Bonus
+$300
Extra
+$300

Get $1,000 in direct deposits (2+ deposits) within 90 days · Open a personal savings account (excl. CDs/IRAs) at the same time as checking. Terms checked Oct 9, 2026.

About this bonus

What it takes

  1. 1Get $1,000 in direct deposits (2+ deposits) within 90 days
  2. 2Open a personal savings account (excl. CDs/IRAs) at the same time as checking
Ends
No end date listed
Where
New Hampshire
Monthly fee
None
Closing early
$20 within 180 days
Bonus paid
Usually within 30 days of finishing

Similar bonuses

The same kind of account, ranked by what each adds at 4.15%.

Questions

Is the St. Mary's Bank Personal Checking bonus worth it?

It doesn't tie up any cash, so it beats leaving your money where it is: after fees it adds +$300.

What are the requirements?

Get $1,000 in direct deposits (2+ deposits) within 90 days; open a personal savings account (excl. CDs/IRAs) at the same time as checking. Open to residents of New Hampshire.

When does it end?

No end date is listed. The terms were last checked Oct 9, 2026.