S&T Bank Personal checking bonus: is $350 worth it?
What it adds over what your cash earns now, tier by tier. Change the rate to yours.
With $0 for 90 days, the tier that adds the most.
Yearly rate on $0 while it's there, bonus included.
Every tier
A smaller tier often wins: less cash away from what it earns now.
- +$300$0$300 bonus · 90 days
- +$350$0Best for you$350 bonus · 90 days
The math
Compared with leaving $0 at 4.15%
Get $500 in direct deposits (2+ deposits) within 90 days · Keep $0 there until day ?. Terms checked Oct 9, 2026.
About this bonus
What it takes
- 1Get $500 in direct deposits (2+ deposits) within 90 days
- 2Keep $0 there until day ?
- Ends
- Dec 31, 2026
- Where
- Pennsylvania, Ohio
- Pays while it's there
- 0.03% a year
- Monthly fee
- None
- Cash stays
- About 90 days
- Bonus paid
- Usually within 30 days of finishing
Similar bonuses
The same kind of account, ranked by what each adds at 4.15%.
Questions
Is the S&T Bank Personal checking bonus worth it?
At 4.15%, about what T-bills or a money market fund pay (as of Oct 12, 2026), the $0 tier adds +$350: the $350 bonus, minus the $0 that cash would have earned in 90 days. The $0 tier adds +$300. At a different rate the answer changes; the calculator on this page works it out for yours.
What are the requirements?
Get $500 in direct deposits (2+ deposits) within 90 days; keep $0 there until day ?. Open to residents of Pennsylvania, Ohio.
When does it end?
The offer ends Dec 31, 2026. The terms were last checked Oct 9, 2026.