Bounty

TD Beyond Checking or TD Complete Checking bonus: is $300 worth it?

What it adds over what your cash earns now, tier by tier. Change the rate to yours.

+$300: more than leaving it at 4.15%

With $0 for 60 days, the tier that adds the most.

Every tier

A smaller tier often wins: less cash away from what it earns now.

  • $0
    $200 bonus · 60 days
    +$200
  • $0Best for you
    $300 bonus · 60 days
    +$300

The math

Bonus
+$300
Extra
+$300

Get $2,500 in direct deposits within 60 days. Terms checked Oct 9, 2026.

About this bonus

What it takes

  1. 1Get $2,500 in direct deposits within 60 days
Ends
Nov 30, 2026
Where
16 states: CT, DC, DE, FL, MD, ME, MA, NC, NH, NJ, NY, PA, RI, SC, VT, VA
Monthly fee
None
Keep it open
At least 180 days, or the bonus can be taken back
Bonus paid
Usually within 180 days of finishing
Credit check
None

Similar bonuses

The same kind of account, ranked by what each adds at 4.15%.

Questions

Is the TD Beyond Checking or TD Complete Checking bonus worth it?

It doesn't tie up any cash, so it beats leaving your money where it is: after fees it adds +$300.

What are the requirements?

Get $2,500 in direct deposits within 60 days. Open to residents of CT, DC, DE, FL, MD, ME, MA, NC, NH, NJ, NY, PA, RI, SC, VT, VA.

When does it end?

The offer ends Nov 30, 2026. The terms were last checked Oct 9, 2026.