Teachers FCU Smart Checking or Share Draft Checking bonus: is $600 worth it?
What it adds over what your cash earns now, tier by tier. Change the rate to yours.
+$600: more than leaving it at 4.15%
The math
Bonus
+$600
Extra
+$600
Get 6 direct deposits of $1,000+ within 180 days. Terms checked Oct 9, 2026.
About this bonus
What it takes
- 1Get 6 direct deposits of $1,000+ within 180 days
- Ends
- No end date listed
- Where
- New York, Florida
- Monthly fee
- None
- Bonus paid
- Usually within 30 days of finishing
- Credit check
- A ChexSystems inquiry (not your credit score)
Similar bonuses
The same kind of account, ranked by what each adds at 4.15%.
Questions
Is the Teachers FCU Smart Checking or Share Draft Checking bonus worth it?
It doesn't tie up any cash, so it beats leaving your money where it is: after fees it adds +$600.
What are the requirements?
Get 6 direct deposits of $1,000+ within 180 days. Open to residents of New York, Florida.
When does it end?
No end date is listed. The terms were last checked Oct 9, 2026.