UK CU Simple Checking or BlueVantage Checking bonus: is $500 worth it?
What it adds over what your cash earns now, tier by tier. Change the rate to yours.
+$500: more than leaving it at 4.15%
The math
Bonus
+$500
Extra
+$500
Get $3,000 in direct deposits (4+ deposits) within 120 days · Make 30 debit card purchases within 120 days. Terms checked Oct 10, 2026.
About this bonus
What it takes
- 1Get $3,000 in direct deposits (4+ deposits) within 120 days
- 2Make 30 debit card purchases within 120 days
- Ends
- Dec 31, 2026
- Where
- Kentucky
- Pays while it's there
- 0.25% a year
- Monthly fee
- None
- Bonus paid
- Usually within 11 days of finishing
Similar bonuses
The same kind of account, ranked by what each adds at 4.15%.
Questions
Is the UK CU Simple Checking or BlueVantage Checking bonus worth it?
It doesn't tie up any cash, so it beats leaving your money where it is: after fees it adds +$500.
What are the requirements?
Get $3,000 in direct deposits (4+ deposits) within 120 days; make 30 debit card purchases within 120 days. Open to residents of Kentucky.
When does it end?
The offer ends Dec 31, 2026. The terms were last checked Oct 10, 2026.