Unity Bank Rewards Checking bonus: is $400 worth it?
What it adds over what your cash earns now, tier by tier. Change the rate to yours.
+$400: more than leaving it at 4.15%
The math
Bonus
+$400
Extra
+$400
Get 4 direct deposits of $2,500+ within 180 days · Account must remain open and in good standing for 180 days. Terms checked Oct 9, 2026.
About this bonus
What it takes
- 1Get 4 direct deposits of $2,500+ within 180 days
- 2Account must remain open and in good standing for 180 days
- Ends
- No end date listed
- Where
- New Jersey, Pennsylvania
- Monthly fee
- None
- Closing early
- $30 within 90 days
- Bonus paid
- Usually within 14 days of finishing
Similar bonuses
The same kind of account, ranked by what each adds at 4.15%.
Questions
Is the Unity Bank Rewards Checking bonus worth it?
It doesn't tie up any cash, so it beats leaving your money where it is: after fees it adds +$400.
What are the requirements?
Get 4 direct deposits of $2,500+ within 180 days; account must remain open and in good standing for 180 days. Open to residents of New Jersey, Pennsylvania.
When does it end?
No end date is listed. The terms were last checked Oct 9, 2026.