Bounty

United States Senate FCU Senate Checking Account bonus: is $300 worth it?

What it adds over what your cash earns now, tier by tier. Change the rate to yours.

+$300: more than leaving it at 4.15%

The math

Bonus
+$300
Extra
+$300

Make 20 debit card purchases within 180 days · Get 6 direct deposits of $500+ within 180 days · Open Primary Savings with $5 minimum and pay one-time $1 membership fee; open free…. Verified on the bank's page Oct 10, 2026.

About this bonus

What it takes

  1. 1Make 20 debit card purchases within 180 days
  2. 2Get 6 direct deposits of $500+ within 180 days
  3. 3Open Primary Savings with $5 minimum and pay one-time $1 membership fee; open free…
Ends
Dec 31, 2026
Where
Virginia
Monthly fee
None
Bonus paid
Usually within 60 days of finishing
Verified on the bank's page Oct 10, 2026The bank's offer pageFound via Doctor of Credit

Similar bonuses

The same kind of account, ranked by what each adds at 4.15%.

Questions

Is the United States Senate FCU Senate Checking Account bonus worth it?

It doesn't tie up any cash, so it beats leaving your money where it is: after fees it adds +$300.

What are the requirements?

Make 20 debit card purchases within 180 days; get 6 direct deposits of $500+ within 180 days; open Primary Savings with $5 minimum and pay one-time $1 membership fee; open free…. Open to residents of Virginia.

When does it end?

The offer ends Dec 31, 2026. The terms were last checked Oct 10, 2026.