VyStar+ Checking bonus: is $150 worth it?
What it adds over what your cash earns now, tier by tier. Change the rate to yours.
+$132: more than leaving it at 4.15%
With $0 for 90 days, the tier that adds the most.
Every tier
A smaller tier often wins: less cash away from what it earns now.
- +$7$0$25 bonus · 90 days
- +$132$0Best for you$150 bonus · 90 days
The math
Bonus
+$150
Fees
−$18
Extra
+$132
Get 3 direct deposits of $1,000+ within 90 days · Make 15 debit card purchases within 90 days. Terms checked Oct 9, 2026.
About this bonus
What it takes
- 1Get 3 direct deposits of $1,000+ within 90 days
- 2Make 15 debit card purchases within 90 days
- Ends
- Dec 31, 2026
- Where
- Florida, Georgia
- Monthly fee
- $6 a month
- Bonus paid
- Usually within 42 days of finishing
- Credit check
- A ChexSystems inquiry (not your credit score)
Similar bonuses
The same kind of account, ranked by what each adds at 4.15%.
Questions
Is the VyStar+ Checking bonus worth it?
It doesn't tie up any cash, so it beats leaving your money where it is: after fees it adds +$132.
What are the requirements?
Get 3 direct deposits of $1,000+ within 90 days; make 15 debit card purchases within 90 days. Open to residents of Florida, Georgia.
When does it end?
The offer ends Dec 31, 2026. The terms were last checked Oct 9, 2026.